Welcome to Spitzer Insurance Agency in Dayton, Ohio.
Flexible insurance from a team you can trust.
Google Rating
4.4 21 reviews
Select a product to quote.
Auto + home, condo or renter. Best deal.
Cars, trucks, luxury, exotics, & motorcycles.
Homes, condos, landlords, renters & more.
Term life, whole life, & more
Vehicles, property, employees, & more
Liability, tools, workers comp, employees & more
Get personalized insurance quotes in three simple steps.
At Spitzer Insurance Agency in Dayton, Ohio our goal is to make the process to getting the best insurance simple. Our friendly team of insurance professionals are here to help you get the best coverage at an affordable price. Our easy three step process takes the frustration out of purchasing insurance. Whether you’re in Cleveland, Toledo, Columbus, or anywhere in Ohio, we’re your go-to partner for personal and commercial insurance solutions.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
Insurance options for Ohio individuals and families.
You care about life’s important moments. Spitzer Insurance Agency cares about protecting them.
Home Insurance
Your home is one of your most valuable assets. It deserves protection that’s simple, reliable, and tailored to your needs. We help families across Dayton and throughout Ohio secure homeowners insurance that delivers peace of mind with personalized service.
Auto Insurance
Auto Insurance in Dayton & Across Ohio. Driving in Ohio comes with risks. At Spitzer Insurance Agency, we shop multiple carriers to get you protection that fits your needs and budget, without compromise. Keep your family covered on the road.
Umbrella Insurance
Umbrella insurance is critical to your insurance plan. Life can be unpredictable. As much as we plan for the best, sometimes the worst can happen. This is where umbrella insurance comes in to provide you with additional coverage that goes above and beyond to protect you.
High Net-Worth
Protection designed for your life and legacy. Spitzer Insurance Agency‘s Private Client Insurance programs are tailored for high-net-worth families, covering luxury homes, secondary and vacation rentals, high-value autos, jewelry, fine art, and more, all with personalized protection.
Additional Personal Insurance Options
Popular commercial insurance coverage options.
Every business is unique, and so are the risks you face. At Spitzer Insurance Agency, we partner with companies across Ohio to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Business Interruption
Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Professional Liability
Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.
Client Testimonials.
4.4 21 reviews
See why families and businesses across Ohio trust Spitzer Insurance Agency for comprehensive insurance protection.
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Dave Swigonski
★★★★★
3 months ago
Annie Spitzer was able to offer me new policies for home, auto and umbrella, with the same amount of coverage, for significant yearly savings! -
candycarton
★★★★★
3 months ago
Annie was fast to respond and extremely helpful. Will definitely recommend!
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Nebiyu Tesfaye
★★★★★
5 months ago
Very professional And helpful . great service Thanks kim
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Brian
★★★★★
6 months ago
I recently updated my policies with Ann Spitzer and couldn’t be happier with the savings in contrast to my previous insurer and level of customer service as we worked through keeping my coverages the same as I’ve been accustomed. Highest … More recommendation!
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Dave Noffsinger
★★★★★
2 years ago
Annie answered all of my questions. She was polite and patient every time we spoke.
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Christine Cantrell
★★★★★
3 years ago
Anne my agent has been awesome!
About Spitzer Insurance Agency.
Insuring Ohio communities with personalized insurance services.
Spitzer Insurance Agency delivers personalized insurance solutions to our clients in Ohio, with offices in both Dayton OH, and Fairfield OH. We are your trusted partners in safeguarding what matters most.
With a comprehensive range of insurance solutions, we’re dedicated to providing peace of mind and financial security. Whether it’s Home Insurance, Car Insurance, Life Insurance, Private Client, or Business Insurance, Spitzer Insurance Agency can determine the perfect plan at an affordable price.
Our experienced team of professionals is committed to tailoring insurance policies that meet your unique needs, offering expert guidance, and exceptional customer service. Discover the protection you deserve with Spitzer Insurance Agency, one-stop insurance destination.
Any Questions So Far?
We’ve Got Answers.
To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.
Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.
Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.
Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.
Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.
The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.
In most cases, Workers’ Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.
Don’t see your question? Contact us.
Want to talk?
Let’s do it.
Call our Ohio office today.
